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Overview of Alzheimer's

Dementia is a brain disorder that seriously affects a person's ability to carry out daily activities. Alzheimer's disease is the most common form of dementia among older people. It involves the parts of the brain that control thought, memory, and language. Every day scientists learn more, but right now the causes of Alzheimer's disease are still unknown, and there is no cure

Scientists do not yet fully understand what causes Alzheimer's disease. There probably is not one single cause, but several factors that affect each person differently. Age is the most important known risk factor for Alzheimer's disease. The number of people with the disease doubles every 5 years beyond age 65.

Alzheimer's disease begins slowly. At first, the only symptom may be mild forgetfulness. People with Alzheimer's disease may have trouble remembering recent events, activities, or the names of familiar people or things. Simple math problems may become hard to solve. Such difficulties may be a bother, but usually they are not serious enough to cause alarm.

They begin to have problems speaking, understanding, reading, or writing. Later on, people with Alzheimer's disease may become anxious or aggressive, or wander away from home. Eventually, patients need total care.

Alzheimer's disease is a slowly developing disease, starting with mild memory problems and ending with severe brain damage. The course the disease takes and how fast changes occur vary from person to person. On average, Alzheimer's disease patients live from 8 to 10 years after they are diagnosed, though the disease can last for as many as 20 years.

Also, some medicines may help control behavioral symptoms of Alzheimer's disease such as sleeplessness, agitation, wandering, anxiety, psychosis, and depression. Treating these symptoms often makes patients more comfortable and makes their care easier for caregivers

Scientists also have found other brain changes in people with AD. Nerve cells die in areas of the brain that are vital to memory and other mental abilities, and connections between nerve cells are disrupted. There also are lower levels of some of the chemicals in the brain that carry messages back and forth between nerve cells. AD may impair thinking and memory by disrupting these messages.

 

How many Americans have AD?

Scientists think that up to 4.5 million Americans suffer from AD. The disease usually begins after age 60, and risk goes up with age. While younger people also may get AD, it is much less common. About 5 percent of men and women ages 65 to 74 have AD, and nearly half of those age 85 and older may have the disease. It is important to note, however, that AD is not a normal part of aging.

How long can a person live with AD?

AD is a slow disease, starting with mild memory problems and ending with severe brain damage. The course the disease takes and how fast changes occur vary from person to person. On average, AD patients live from 8 to 10 years after they are diagnosed, though the disease can last for as many as 20 years.

What is Dementia?

The term "dementia" describes a group of symptoms that are caused by changes in brain function. Dementia symptoms may include asking the same questions repeatedly; becoming lost in familiar places; being unable to follow directions; getting disoriented about time, people, and places; and neglecting personal safety, hygiene, and nutrition. People with dementia lose their abilities at different rates.

Dementia is caused by many conditions. Some conditions that cause dementia can be reversed, and others cannot. The two most common forms of dementia in older people are Alzheimer's Disease and  multi-infarct dementia (sometimes called vascular dementia). These types of dementia are irreversible, which means they cannot be cured.

 

Reversible conditions with symptoms of dementia can be caused by a high fever, dehydration, vitamin deficiency and poor nutrition, bad reactions to medicines, problems with the thyroid gland, or a minor head injury. Medical conditions like these can be serious and should be treated by a doctor as soon as possible.

Sometimes older people have emotional problems that can be mistaken for dementia. Feeling sad, lonely, worried, or bored may be more common for older people facing retirement or coping with the death of a spouse, relative, or friend. Adapting to these changes leaves some people feeling confused or forgetful. Emotional problems can be eased by supportive friends and family, or by professional help from a doctor or counselor.

What is Multi-Infarct Dementia (MID)?

In multi-infarct dementia, a series of small strokes or changes in the brain's blood supply may result in the death of brain tissue. The location in the brain where the small strokes occur determines the seriousness of the problem and the symptoms that arise. Symptoms that begin suddenly may be a sign of this kind of dementia. People with multi-infarct dementia are likely to show signs of improvement or remain stable for long periods of time, then quickly develop new symptoms if more strokes occur. In many people with multi-infarct dementia, high blood pressure is to blame. One of the most important reasons for controlling high blood pressure is to prevent strokes.

What is Mild Cognitive Impairment (MCI)?

During the past several years, scientists have focused on a type of memory change called mild cognitive impairment (MCI). MCI is different from both AD and normal age-related memory change. People with MCI have ongoing memory problems but do not have other losses like confusion, attention problems, and difficulty with language.

The Seven Warning Signs of

Alzheimer's Disease

The purpose of this list is to alert the public to the early warning signs of one of the most devastating disorders affecting older people — Alzheimer's disease. If someone has several or even most of these symptoms, it does not mean they definitely have the disease. It does mean they should be thoroughly examined by a medical specialist trained in evaluating memory disorders, such as a neurologist or a psychiatrist, or by a comprehensive memory disorder clinic, with an entire team of expert knowledge about memory problems.

The seven warning signs of Alzheimer's disease are:

1. Asking the same question over and over again.

2. Repeating the same story, word for word, again and again.

3. Forgetting how to cook, or how to make repairs, or how to play cards — activities that were previously done with ease and regularity.

4. Losing one's ability to pay bills or balance one's checkbook.

5. Getting lost in familiar surroundings, or misplacing household objects.

6. Neglecting to bathe, or wearing the same clothes over and over again, while insisting that they have taken a bath or that their clothes are still clean.

7. Relying on someone else, such as a spouse, to make decisions or answer questions they previously would have handled themselves.

*Reprinted with the permission of The Suncoast Gerontology Center, University of South Florida. Revised 9/01/99.

How is AD Diagnosed?

Today, the only definite way to diagnose AD is to find out whether there are plaques and tangles in brain tissue. To look at brain tissue, however, doctors must usually wait until they do an autopsy, which is an examination of the body done after a person dies. Therefore, doctors can only make a diagnosis of "possible" or "probable" AD while the person is still alive.

At specialized centers, doctors can diagnose AD correctly up to 90 percent of the time. Doctors use several tools to diagnose "probable" AD, including:

  • questions about the person's general health, past medical problems, and ability to carry out daily activities;
  • tests to measure memory, problem solving, attention, counting, and language;
  • medical tests - such as tests of blood, urine, or spinal fluid; and
  • brain scans.

Sometimes these test results help the doctor find other possible causes of the person's symptoms. For example, thyroid problems, drug reactions, depression, brain tumors, and blood vessel disease in the brain can cause AD-like symptoms. Some of these other conditions can be treated successfully.

What is the outlook for someone diagnosed with AD?

The course the disease takes and how fast changes occur vary from person to person. On average, AD patients live from 8 to 10 years after they are diagnosed, though the disease can last for as many as 20 years.

Why is early diagnosis important?

An early, accurate diagnosis of AD helps patients and their families plan for the future. It gives them time to discuss care options while the patient can still take part in making decisions. Early diagnosis also offers the best chance to treat the symptoms of the disease.

What drugs are currently available to treat AD?

No treatment can stop AD. However, for some people in the early and middle stages of the disease, the drugs tacrine (Cognex®), donepezil (Aricept®), rivastigmine (Exelon®), or galantamine (Razadyne®, formerly known as Reminyl®) may help prevent some symptoms from becoming worse for a limited time. Another drug, memantine (Namenda®), has been approved to treat moderate to severe AD, although it also is limited in its effects.

Also, some medicines may help control behavioral symptoms of AD such as sleeplessness, agitation, wandering, anxiety, and depression. Treating these symptoms often makes patients more comfortable and makes their care easier for caregivers.

 

What potential new treatments are being researched?

The National Institute on Aging (NIA), part of the National Institutes of Health (NIH), is the lead Federal agency for AD research. NIA-supported scientists are testing a number of drugs to see if they prevent AD, slow the disease, or help reduce symptoms. Some ideas that seem promising turn out to have little or no benefit when they are carefully studied in a clinical trial. Researchers undertake clinical trials to learn whether treatments that appear promising in observational and animal studies actually are safe and effective in people.

Mild Cognitive Impairment. During the past several years, scientists have focused on a type of memory change called mild cognitive impairment (MCI), which is different from both AD and normal age-related memory change. People with MCI have ongoing memory problems, but they do not have other losses such as confusion, attention problems, and difficulty with language. The NIA-funded Memory Impairment Study compared donepezil (Aricept), vitamin E, or placebo in participants with MCI to see whether the drugs might delay or prevent progression to AD. The study found that the group with MCI taking the drug donepezil were at reduced risk of progressing to AD for the first 18 months of a 3-year study when compared with their counterparts on placebo. The reduced risk of progressing from MCI to a diagnosis of AD among participants on donepezil disappeared after 18 months, and by the end of the study, the probability of progressing to AD was the same in the two groups. Vitamin E had no effect at any time point in the study when compared with placebo.

Neuroimaging. Scientists are finding that damage to parts of the brain involved in memory, such as the hippocampus, can sometimes be seen on brain scans before symptoms of the disease occur. An NIA public-private partnership—the AD Neuroimaging Initiative (ADNI) is a large study that will determine whether magnetic resonance imaging (MRI) and positron emission tomography (PET) scans, or other imaging or biological markers, can see early AD changes or measure disease progression. The project is designed to help speed clinical trials and find new ways to determine the effectiveness of treatments.

Inflammation. There is evidence that inflammation in the brain may contribute to AD damage. Some studies have suggested that drugs such as nonsteroidal anti-inflammatory drugs (NSAIDs) might help slow the progression of AD, but clinical trials thus far have not demonstrated a benefit from these drugs. A clinical trial studying two of these drugs, rofecoxib (Vioxx) and naproxen (Aleve) showed that they did not delay the progression of AD in people who already have the disease. Another trial, testing whether the NSAIDs celecoxib (Celebrex) and naproxen could prevent AD in healthy older people at risk of the disease, has been suspended. However, investigators are continuing to follow the participants and are examining data regarding possible cardiovascular risk. Researchers are continuing to look for ways to test how other anti-inflammatory drugs might affect the development or progression of AD.

Antioxidants. Several years ago, a clinical trial showed that vitamin E slowed the progress of some consequences of AD by about 7 months. Additional studies are investigating whether antioxidants—vitamins E and C—can slow AD. Another clinical trial is examining whether vitamin E and/or selenium supplements can prevent AD or cognitive decline, and additional studies on other antioxidants are ongoing or being planned.

Ginkgo biloba. Early studies suggested that extracts from the leaves of the ginkgo biloba tree may be of some help in treating AD symptoms. There is no evidence yet that ginkgo biloba will cure or prevent AD, but scientists now are trying to find out in a clinical trial whether ginkgo biloba can delay cognitive decline or prevent dementia in older people.

Estrogen. Some studies have suggested that estrogen used by women to treat the symptoms of menopause also protects the brain. Experts also wondered whether using estrogen could reduce the risk of AD or slow the disease. Clinical trials to test estrogen, however, have not shown that estrogen can slow the progression of already diagnosed AD. And one study found that women over the age of 65 who used estrogen with a progestin were at greater risk of dementia, including AD, and that older women using only estrogen could also increase their chance of developing dementia.

Scientists believe that more research is needed to find out if estrogen may play some role in AD. They would like to know whether starting estrogen therapy around the time of menopause, rather than at age 65 or older, will protect memory or prevent AD.

 

 

Alzheimer's Resource Center

Helpful Hints for Caregivers in the Home

Caring for a loved one with Alzheimer's is hard work. When you don't have time to consult all of the information in the Alzheimer's Survival Kit, use this as a quick Reference.

Behaviors

Helpful Hints

Does your loved one seem to be:

 

bored
restless
picking at things
wandering

     Offer snacks or liquids. A person with Alzheimer’s may have missed a meal or forgotten they had one.

      Suggest that your loved one help with simple and repetitive tasks, like folding and unfolding laundry. Bring out the familiar pieces of games they once enjoyed, such as Monopoly, Parcheesi, or other board games. Also try giving them playing cards or crossword puzzles. It doesn’t matter if they do any of it well, or even at all. The object is to keep them occupied with familiar items and tasks.

      Restless and wandering patients need a safe place to wander and pace. They may just move around, or they may need a purpose, like carrying the newspaper from one part of the house to another, or going through old mail. Pet therapy can also work wonders. Be sure the animal is a calm breed, such a golden retriever. Or a smaller, lap dog may work better for others.

 

 

tense
yelling "take me home"
refusing to move
irritable
worried
afraid
yelling "help me"
over and over

      Always first ask or observe if your loved one is in pain. If not, remember these behaviors are often about feeling unsafe. Recall that persons with Alzheimer’s have lucid times that come and go. Try to imagine how frightening they must feel. Do comforting things. One is always to approach the person from the front. Hold their hand if they will let you, or just touch a shoulder and tell them they are in a safe place. Reduce any noises from a radio or television that may be creating confusion or anxiety for them. Try calming music from years ago. Tell them they are in a safe place. If they will allow you, hugs can do wonders!

Is your loved one:

 

crying
depressed
wanting to be alone
wanting to stay in bed

      We all have a right to our blue days, and at times, the person with this disease just feels deeply sad. They sense the changes in their lives, and they feel their losses. Put your arms around them and say it’s okay to cry, it’s okay to feel sad. Bit by bit, you may coax them up and about. Try old, familiar stories or old familiar prayers. If they refuse still to get up, come back in a little while and try again, or have a different person try. Music can make an extraordinary difference. Play music they once loved; it will help them to reconnect to life.

      In this case, you will be involved in a lot of physical care. Use touch. Stroking and rubbing of hands and feet (unless medically not advised for some other reason) will help keep the person “in touch,” and help with circulation to prevent skin breakdown. Your loved one will also need to be turned from side to back to the other side at regular intervals to prevent skin breakdown, commonly called bedsores.

 

 

bedfast
(i.e. unable to get out of bed at all,
or only with great effort)

      Even if the person cannot move on their own, they can be repositioned -- such as moved to an upright chair, or a recliner if available. They can therefore be involved in the social activity going on around them and can be a part of it, too. Don’t forget pet therapy or music.

 

A home health nurse can give instructions on how to do exercises that are appropriate for your loved one.

You know your loved one best. Try to accept their behavior for what it is and do the best you can to respond in a loving way. You are already doing a job that most people cannot do. Take one day at a time and take care of you -- give some loving care to yourself. Ask for help from others. You may think it’s a burden to them, but so many friends and neighbors would be glad to stay over for a few hours and let you get out for a while or just take a nap. And at the end of each day, understand -- no matter the frustrations or small failures -- that you are doing your best. No one can ask for more than that.

 

Safe Driving

Driving and Alzheimer’s Disease

      Even though Carmen had been diagnosed with Alzheimer’s disease, she prided herself in her continuing ability to do all her own grocery shopping.  She also drove to her beauty parlor appointment every Saturday morning. Her husband, Jim, had noticed that Carmen sometimes seemed confused when driving, taking an occasional wrong turn. Increasingly, she had trouble with her depth perception, which caused her to hit the brakes too early before a traffic light. At other times she would forget to stop at all.


      One Saturday afternoon, a police officer knocked on the door of their home, and Carmen answered.   “I’m investigating a motor vehicle accident,” he said. “Someone ran into the car parked across the street from your driveway. Do you know anything about that?”    Carmen shook her head. “No, I didn’t see anything,” she said. “But I’ve been gone all morning. I went to my hair appointment about 10:30.”


      The police officer asked Carmen to accompany him outside. Together, they looked at the rear bumper of her car. The police officer pointed to a large area where the bumper had been scraped. Red paint clung to the scraped area. Across the street, a red Ford Taurus sat, its door panel crumpled by a deep dent.    “Has anyone else driven this car today?” the police officer asked.   “Why, no,” Carmen said. “But I don’t remember hitting anything.”


      Jim stood on the doorstep with his hands in his pockets. He was grateful no one had been hurt in the accident. He knew he could no longer postpone the difficult decision to keep Carmen from driving. Even though Carmen treasured the independence her automobile symbolized, Jim knew he had to take away Carmen’s car keys for good.

     If you have Alzheimer’s disease, you may someday be faced with a recommendation that you restrict your driving privileges. If you have recently been diagnosed in the disease’s early stage, you may be able to continue to drive. However, at some point, you or your family members may begin to notice effects the disease has on your memory, judgment and attention. Your depth perception may fail and your reaction time may increase. You may find yourself disoriented in once-familiar areas, misjudge the speed of oncoming traffic or fail to notice stop signs.


     You may be driving legally that is, you have a valid driver’s license. But, you might not be driving responsibly. The last thing you’d want to do is cause an accident, which could harm someone else and cause legal problems and financial burdens for you and your family. The independence that driving allows isn’t easy to give up. Some people even feel lowered self-esteem when they can no longer drive. We have all grown up in a culture where driving is important to us. And, no one wants to be a burden on others for transportation. So it’s common for Alzheimer’s patients not to admit difficulty behind the wheel.


      However, people with Alzheimer’s disease and their families and doctors have a responsibility to balance a person’s convenience with his or her safety and the safety of passengers and other drivers. Studies have found that, particularly in later stages, a person with Alzheimer’s disease is twice as likely to cause or be involved in motor vehicle accidents as a driver of the same age without the condition.


      Recently published American Psychiatric Association guidelines for restricting driving privileges of persons with Alzheimer’s disease say that all severely impaired Alzheimer’s patients pose unacceptable risks on the road. So do some people with moderate impairment. In the early stage of the disease, some people can drive safely for a while. Others, however, cannot drive even short distances without endangering themselves or others. Discuss this issue openly with your family members and doctor. Trust them to tell you when to turn over your car keys.

The Family’s Role

      Julianne had watched her widowed father’s mental condition deteriorate in the three years since he’d been diagnosed with Alzheimer’s disease. Despite his illness, he remained relatively independent, doing his own laundry and preparing his own meals. He drove to his Rotary Club meetings and church and ran occasional errands to the hardware store to get supplies for tinkering around the house.

      Lately, though, Julianne noticed he’d been having trouble. Several times when she stopped by, she found wet laundry that had sat for several days in the washing machine. And the last time he made beef stew, he had added one-fourth cup of salt rather than one-fourth teaspoon, making it inedible.


      Her father had driven the night before when they went out for dinner at a new restaurant in town. They enjoyed roast chicken and simple conversation. (Julianne had become accustomed to his repetitive questions and hardly noticed.) What she did notice, however, was his erratic driving when he took her home. He changed lanes without looking, nearly sideswiping a van. Then he swore at another driver who honked at him for running a red light.
     Julianne resolved to keep her father from driving, but she knew from past discussions that he would ignore a plea from her to turn over the keys. Instead, she phoned her father’s doctor and asked him to write “Do Not Drive” on a prescription form and hand it to him at his next appointment.

      If you are a family member of someone with Alzheimer’s disease, keeping an impaired driver off the road is your moral responsibility. Because of the independence an automobile represents, many people with Alzheimer’s disease resist giving up their driving privilege. If family members are providing care for the patient, this issue can be divisive. If you try to takeaway your loved one’s car keys, you may face his or her frustration and anger. Helping a frustrated, angry person bathe, dress or perform other activities of daily life adds tension to an already stressful situation. For these reasons, many families turn to their loved one’s doctor or the state motor vehicle department for help.

  ACTION POINT!

How do you know when the time has come to stop your loved one’s driving? A good rule of thumb is when you no longer feel comfortable riding with him or her or letting your child go along. Another sign is when you notice your loved one can no longer follow recipes or perform simple household tasks. Mental abilities required for these activities are critical for driving.

      Once you decide the time has arrived, you may find several actions helpful. First, consult your loved one’s doctor. An older person may find it easier to hear advice not to drive from a health care professional he or she trusts rather than from a family member. Understanding this role, many doctors are willing to comply with such a request from the patient’s family. In some states, doctors can also file a request for re-examination with the agency responsible for licensing drivers. People authorized to file such a request depend on laws in each state. Those who can ask the state to re-examine a driver’s ability to operate a motor vehicle may include police officers, family members, neighbors or others.


      For example, both Kansas and Missouri laws and practices provide for retesting of drivers whose mental or physical impairments may prevent them from driving safely. In Missouri, the law authorizes the director of revenue (who oversees driver’s licensing) to require a road test, medical evaluation or both if there is cause to believe a driver is incompetent or unqualified to keep his or her driver’s license. Under the law, the Department of Revenue can order an examination of driving skills after receiving a written medical report from a physician or a letter from a law enforcement officer, family member or licensed health care worker who presents personal observation or physical evidence of unsafe driving. Reports must be in writing (no action is taken on telephone calls). The report must include the name, address, telephone number and signature of the person making the report.


      Kansas law provides for additional tests to determine whether a person with mental or physical disability can keep a driver’s license. Another law authorizes the Division of Motor Vehicles to revoke driving privileges of people who are incompetent to drive.


      A doctor, police officer, family member, employer, neighbor or anyone else who questions a driver’s ability can send a letter of concern to the state director of vehicles. Such letter must state a specific reason for the concern. It must also be signed. The letter is kept confidential; the writer’s name can be revealed only by court order.


      When the director receives a letter of concern, the driver is contacted and asked to have a doctor complete a medical form. If the doctor says the driver may continue to drive, the state requires the driver to take a road test. If the doctor says the driver may not drive, the state revokes the driver’s license. (Revoked drivers may appeal the decision.)


      Other states have different rules and practices. In New Mexico, for instance, drivers 75 and older must get a new driver’s license each year. In addition, the state Motor Vehicle Division can require an individual to complete all testing phases if it receives information concerning the driver’s inability to operate a motor vehicle safely. Most often, information comes from a member of the driver’s family.


      In some states, such as Illinois, the driver’s license authority cannot act on information that comes from a driver’s family members. Under Illinois law, the state agency must receive official notification from one of four authorized sources: the motorist’s physician, a law enforcement agency, a judge or a state’s attorney. The information must be firsthand knowledge of the condition that may impair driving ability and the reason the authorized source believes the state should take action. Family members who wish to keep a driver from behind the wheel must turn to one of the four authorized sources for a professional analysis of driving skills.

ACTION POINT!

Check with your state’s drivers’ licensing agency to see what provisions exist for revoking an impaired driver’s license.


Protecting Insurance Coverage

      Unfortunately, even with a doctor’s order not to drive, or a license revocation, no guarantee exists that your loved one won’t drive. He or she may simply forget the admonition not to drive or forget that driving privileges have been revoked. Frustration or stubbornness may also help put an impaired driver behind the wheel.

      In short, despite loss of driving privileges, a person with Alzheimer’s disease may drive anyway. Should that person be involved in a motor vehicle accident, serious consequences may result. Depending on the state, these consequences may include a challenged insurance claim or cancellation or denial of motor vehicle insurance.


      In some states, for example, state law requires insurance companies to honor claims from a motor vehicle accident that involves an insured vehicle driven by a driver without a license. The insurance company would pay the claim, but may subsequently cancel the insurance policy.

      If the state revokes a driver’s license, the insurance company may cancel the policy even if no accident has occurred. That’s because the revocation becomes part of the driver’s driving record. Many insurance companies routinely run periodic driving record checks on their insured drivers. Once the insurance company learns its insured has no driver’s license, especially if no other drivers reside in the home, the company would likely terminate the policy. If that happens,an impaired person who drives without insurance coverage would be at risk. In the event of an accident, the canceled insurance policy would not cover his or her assets from claims of accident victims for property damage or personal injury.

      Insurance cancellation would also jeopardize the insurability of an unimpaired spouse, who, because of his or her older age, would likely have trouble obtaining another policy without paying rates far higher than the couple had been paying. Some states do, however, provide a remedy for this kind of situation.


      For example, sometimes an impaired driver can submit a letter to the insurance company excluding himself or herself from an insurance policy so the unimpaired spouse can get auto insurance. If a loss results because the excluded driver drives anyway, the insurance company may pay liability claims for property damage or injuries to others. However, it might not pay the full amount of the policy’s limits for personal injury to the driver or damage to the insured’s vehicle. Again, the company would likely then cancel the insurance policy.

WARNING!

State laws concerning motor vehicle insurance vary. If revocation of a driver’s license becomes an issue, consult the insurance department of your state government for information concerning your situation. You may also want to consult an attorney to find out what your responsibilities are.

       If the person with Alzheimer’s disease lives alone and should no longer be driving, the best course of action may be to sell his or her car. If the idea of selling the impaired driver’s car meets with objection, families can and should take other steps. For example, you could remove the car’s tires or otherwise disable the car. One way to disable a car is to disconnect the battery. Another is to disconnect the coil wire that leads from the coil to the distributor, which is as easy as unplugging an electrical cord from a wall socket.


      The effect of disconnecting the coil wire is similar to the effect of removing the flint from a cigarette lighter. You can flick the lighter all you want, but it won’t fire up. With a car, you can turn the key, but the spark created by the coil cannot reach the distributor to start the car. Replacing the wire when an unimpaired driver wants to use the car is easy, too. Ask an auto mechanic to show you how.


      Alternatively, the unimpaired spouse could give the loved one with Alzheimer’s disease a “new” set of car keys that look like the old ones but don’t fit the car. Parking the car out of sight, perhaps down the street, around the corner or in a neighbor’s garage is also a good idea.

ACTION POINT!

If you have a loved one who should no longer drive, for his or her own safety as well as for the safety of others, take action to keep him or her off the road.

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The information contained herein is for educational purposes only and does not constitute investment, financial, tax or legal advice. Further, this information is general in nature and is not intended to be reflective of any specific plan. Please contact your personal investment, financial, tax or legal advisor regarding your specific needs and situation.

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